How Our Terms Work in Practice
When you open an account with ligadea, you enter into a direct agreement with us covering how your account is used, how we process your personal data, and how disputes are handled. Access to our platform — including all payment rails — is conditional on local
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law in your region. We do not extend account services where local regulation prohibits it. Your personal data is stored and processed in accordance with applicable data protection frameworks. We retain account data only for as long as necessary to service your account and meet any
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legal retention obligations. Wallet-linked accounts — whether you use DANA, OVO, or GoPay — are subject to additional verification steps, and those payment providers operate under their own separate terms. Any deposit or withdrawal instruction you send via those wallets is governed both by our account
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rules and by the wallet provider's policies. If there is a conflict between the two, we will notify you through your registered contact. We do not share your financial data with third parties except where required by law or to process your transaction. You can request
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a summary of what we hold on your account at any time through our support channel.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.